OneMain Financial
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"Do not get a loan from One Main Financial!!!!!"
Do not, I repeat do not get a loan from this company. I was wondering why my loan amount was not going down till I looked at my receipt. on a loan of $8475, I make a payment of $247.84 and the receipt shows $2.14 went to principle and $245.70 went to interest. This should be against the law. I think I need to get an attorney. SMH
Date of experience: Mar 16, 2022
Hi Jaylan. All standard installment loans follow a structure that applies initial payments to the interest, while final payments are applied to the principal. So long as all payments are made in full and on time; this will completely pay off your loan in the agreed terms. Please feel free to reach out to your loan specialist to review your account. Thanks.
"The lady on the phone was great"
The lady on the phone was great. The process was fairly easy. The only opportunity for improving is that the website is a bit glitch and kept kicking me out.
Date of experience: Mar 09, 2022
- Useful15
"As a previous and current customer"
As a current customer, I was not surprised when I was waited on in a timely fashion. All my questions were answered and when my loan was approved I knew I had come to the right place once again.
Date of experience: Feb 23, 2022
"Mary was very helpful and reliable"
Mary was very helpful and reliable. We will use one main in the future because of the great customer service! We made some financial mistakes a long time ago when were a lot younger but now are very financially responsible. We have two cars paid off and this is our first loan. We also always make payments on time or early so we appreciate One Main giving us a chance! Other loan companies will continue to miss out on business because they only look for a perfect credit scores instead of income to debt ratio, on time payments, assets (2 cars paid off), good credit scores, etc
Date of experience: Feb 18, 2022
Thank you for sharing your OneMain experience. We're happy to hear that Mary provided excellent customer service. We look forward to seeing you again soon. -sm
"My loan"
My experience with One Main was excellent 👍. Mrs Sylvia was so supportive and helpful with helping me with my loan. I think she went above and beyond in helping me get the money 💰 I needed. This was my second loan with them. And yes i would refer them to my friends again. Thanks One Main.
Date of experience: Jan 30, 2022
- Useful13
Thank you for sharing your OneMain experience. We're happy to hear that Sylvia provided excellent customer service. We look forward to seeing you again soon
"Thank you so much for the wonderful…"
Thank you so much for the wonderful customer service we received at one main financial. Gervona was helpful and she answered the questions we had and made sure we understood the application. I would highly recommend to other friends and family.
Date of experience: Jan 19, 2022
"The whole loan process was very…"
The whole loan process was very organized and was completed in a timely fashion. Customer service was extraordinary and all staff was knowledgeable and clear on details.
Date of experience: Dec 18, 2021
- Useful12
"Quality Customer Service"
Quality Customer Service My homeowner's insurance was canceled due to my location in South Florida. My agent found me another policy, but the price was doubled! I paid for 2 inspections on my home and accepted that policy. 30 days later, it too was canceled due to needed roof repairs. One Main Financial assisted me in funding those roof repairs and my policy was reinstated in time for hurricane season! Thank you One Main Financial!
Date of experience: Dec 07, 2021
Thank you for the review. We truly appreciate your feedback!
"Renewing my loan"
I really appreciate how quick One Main was able to let me know what documents I needed to make the process go smoothly. I was able to upload everything online through my phone and have an approval within a day. Signed all my documents and had my cash deposited the next day. Thanks again Steven.
Date of experience: Nov 14, 2021
- Useful12
"Working with One Main Financial was the easiest financial transaction I have ever experienced."
Working with One Main Financial was the easiest financial transaction I have ever experienced. The One Main Financial representative that I dealt with one on one was very friendly, professional, knowledgeable, and caring. I applied for and closed my loan in one day with the funds available in my bank account that same afternoon. Big banking institutions need to take lessons on effective Customer Service and efficient loan processing from One Main Financial. I will always utilize One Main Financial for my monetary needs over any big bank in the future.
Date of experience: Nov 04, 2021
About OneMain Financial
We look beyond your credit score to offer affordable, responsible ways to get money. * Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APRs are generally higher on loans not secured by a vehicle. Highly-qualified applicants may be offered higher loan amounts and/or lower APRs than those shown above. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral. Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount.North Dakota:$2,000. Ohio: $2,000. Virginia: $2,600. Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: North Carolina: $7,500. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender. State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) – CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) – NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures. For residents of the State of Washington only: OneMain Financial Group, LLC – Consumer Loan Company License – NMLS # 1339418. 1 Funding Options; Availability of Funds: Loan proceeds may be disbursed by check or electronically deposited to the borrower’s bank account through the Automated Clearing House (ACH), or debit card (SpeedFunds) networks. ACH fund are available approximately 1 to 2 business days after the loan closing date. Funds through SpeedFunds can be accessed on the loan closing date by using a bank-issued debit card. 2 All loan funds paid at closing to customer or paid on customer’s behalf (except any fees paid for loan placement) must be returned to OneMain Financial by certified check, cashier’s check, money order or uncashed original OneMain Financial loan check within 7 calendar days after the Date at the top of the Loan Agreement. Personal checks cannot be accepted. Any OneMain Financial loan(s) paid off with proceeds of the canceled loan will be reinstated. If any insurance or other ancillary product was purchased at time of the loan, customer may cancel such product(s) or, at the customer’s expense, customer may return any such products. Customer must sign a cancellation agreement relative to any such canceled products..
Address
601 NW 2nd St 47708 Evansville, IN United States
Website
onemainfinancial.com
Email
[email protected]
Telephone
(800) 742-5465
Category
Financial Services